However, a foreclosure form a mortgage lender is one thing (and not a simple one), but a foreclosure prompted by personal debts or medical debts is an even more tedious and slow affair.   

I usually do my moms taxes through turbo tax each year which is a simple w-2.

So it’s too soon to tell what protections we may end up having to navigate as landlords.Having said that, there’s another statewide law (AB1482) already in effect that could potentially hinder your ability to end a one year lease and end the tenancy of the tenant.If your tenants have been in the property for over 12 months, AB1482 no longer allows landlords to terminate their tenancy with a simple 30 or 60 day notice unless: 1) the property qualifies for an exemption, or 2) you have “just cause”. 

Seeing how simple it was and how I have been avoiding all these little details that where so simple yet so out of reach.

@Juliet Hawthorn this is a relatively simple no with shades of grey.

The job itself it's pretty simple since i would just have to install a door in order to make it a bedroom.

You could offer her forbearance on $100 of her monthly rent amount with clear stipulations about when that money would come due.I recommend consulting with a broker or attorney to draft up a very simple contract, and staying away from the word "discount" anywhere, even texts/emails with tenant.

Seems to work and get past Dodd frank.If they stop paying I do a simple eviction.I thought I could Also modify this by having multiple 1 year lease options with each successive one subtracting what was paid on the previous one.More work but similar idea.thoughts? 

Simple and straight forward.

I go old school, I network and talk to people, simple but effective.