@Scott Anderson In NYC we have employees who take out the garbage weekly and clean the building halls and common areas frequently so I expected something similar for these apartment buildings.

I am kind of getting discouraged but I don't want to give up.

That is the biggest problem with this deal.What you are trying to do is commonly called the BRRRR strategy here on BP.  

I'm kind of at the stage with the size of my investment portfolio, where I'd be comfortable paying off entire mortgages and just collecting cash.Am trying to understand if others had followed a similar path and what their rationales were for doing so. 

After you rent it out for last few years, your house qualifies for like kind exchange.  

Kind of like a HELOC.But my fear is that living in Afghanistan it may be hard to find lenders and close deals quick.

Kind of like a HELOC.But my fear is that living in Afghanistan it may be hard to find lenders and close deals quick.

In Mesa AZ  - you can kind of see ho wit works athttps://www.biggerpockets.com/forums/600-phoenix-r...

I don’t know what kind of numbers your looking at with each of these and how much money you need to put back in play but the refinance money you will receive will be tax free and the LOC will have interest when you use it.

Hard money lenders don't usually do consumer loans because of the huge compliance required, that's kind of strange.