If property values are going down in your area, then a more conservative approach may be appropriate.

Try to negotiate super low at first to get a more desirable price.

Then it is sold to another party for a more "market" rate.

Do you have a more specific question?  

(That means they have a more strict requirement than the minimum) You could check with more banks.

It's hard to give you a more detailed assessment without more information (is your mortgage over 30 years btw?)

It depends if you’re looking for cash flow or for a more upscale place to live.

I currently host a couple of meetups each month, but plan on doing that on a more regular basis and start partnering with other local meetup hosts to use our facilities, so that I can constantly have real estate investors in front of our team.I can tell you that I've been living the dream for the past year and a half. 

We are planning to list our 5BR house this summer and settle into a more modest 3BR...which means reducing our overall housing costs. 

Sell a more expensive property and buy cheaper properties.