Tenants are used to paying for electricity and it won't affect the marketability of the unit. 

The LL in these units take noticeably longer to tenant flip units than large unit properties with dedicated maintenance personnel.- maintenance/cap ex at $192 is not enough to cover one unit. 

The unit that is rented will be a Section 8 tenant.

I could not see an obvious benefit to House hacking this property as opposed to renting both units out?

This  would allow me to pay down an additional $40,000 of debt, leaving more funds from the cash out refi for rehabbing a non-income-producing garden unit in another building that I have sitting there.

I will eventually be investing in 4- plex multi-family units.

I own a recently renovated duplex in the DTLA/Westlake area and I have been searching for a local property management company with experience in lower-income, multi-unit zoned neighborhoods.

I still love it- great music and food, good biking and climbing and world class kayaking. 

If you are seeking an investment loan you will either use a local commercial bank or wholesaler DSCR lender. 750 credit is great - LTV and DSCR score will play the larger factor here. 1-4 family you can find DSCR programs for 80ltv. 5+ units you will most likely be confined to 75ltv (25% down).

I’m looking to buy a 1,115 square foot Philadelphia row home that has already been converted into 3 studio units.