Then they begged me to take this pile of slight edge damaged culled fireproof drywall.

(15% down, 2.875% 30 yr fixed, MIP $232/mo, $17k funds to close, $2300/mo payments)2: ARM: I'm nervous to have a rate that may be significantly higher in 5 years that will cut into my bottom line and I'd like to take advantage of the low rates now.

She said business was visibly slowing and they were cutting her hours. 

This week, Goldman Sachs also cut its forecast to less than 1% for the first half of 2020.

It isn't that expensive, although it does require a bit of wall patching if you have to cut a hole for the wire. 

@Brad D.In Dec 2010, I bought a 1800 sq ft house for $170k in Mountain Edge decent area.

None of the internal or external lighting is, even the wall-mounted fixtures.The fix is pretty simple -- you break out the plaster, plunge-cut through the lath neatly with an oscillating saw, put in what's called an "old work box," screw the box's wings open and down to hold the box in place, run the wires through the integrated clamps in the box.This looks like a 1970s-era light fixture.

The appraiser wouldn't use the comps I had planned on from the upcoming expanding growth county, he used the lower, more destitute county comps because that's where front door was.I didn't want to try to market for 30 - 60 days looking for another buyer, paying 2 or even 3 mortgage payments, cutting deeper into already losing cause.

@Ivan Palacios I'd generally follow what @Nicholas L. said, but I wouldn't get an agent on your side and he might not want one anyway since it'll just cut into his profit.

It's a domino effect with all these companies taking a hit, laying off employees, cutting hours, etc.