LIEN AUS ORIG TERM REM TERM Loan Age Orig Rate RATE Current Payment PITI Has Escrow Acct Current FICO FICO DATE Orig FICO ORIG LTV ORIG CLTV CURR LTV FE DTI BE DTI OCC TYPE PROP TYPE # UNITS LOAN PURP Refi Type DOC TYPE QM FLAG Modification Flag Last Modification Date Channel APPRAISAL / BPO / AVM APPRAISAL / BPO / AVM DATE SALES PRICE ORIGINATION DATE FIRST PAY DATE PAID THRU DATE NEXT PAY DATE MATURITY DATE First Rate Change Date ARM INDEX ARM MARGIN First Period Change First Rate Adj Cap Subsequent Rate Cap Life Cap Floor Rate MI FLAG MI COVERAGE % MI PROVIDER LOAN STATUS BK Chapter BK Filing Date BK Post Petition Due Date Foreclosure Date Referred Foreclosure First Legal Action Foreclosure Judgment Entered Date Foreclosure Scheduled Foreclosure Sale Date PAY STRING Days Delinquent Payments Latest Month Payments Last 3 Months Payments Last 6 Months Payments Last 12 Months Notes COVID Inquiry Date COVID Inquiry Description Forbearance Flag Forbearance Agreement Date Forbearance Non-Pay Start Date Forbearance Non-Pay End Date COVID Opt Out Request Date

Get the hard money lender to do a modification of the loan, IN WRITING, so there is no question that you're not in default.Welcome to BPStephanie 

You’re Right, that is a vital piece of information I left out.

I keep hearing that in order to learn faster and make sure I don't make the same mistakes that a mentor is vital or at least preferred.

Usually, on a constructed property, you never have to worry about this unless you doing some sort of signficant modification, such as adding on an addition or maybe putting up a fence (e.g. how far does the fence have to be off the property line, how high can it be, etc.). 

From those of you who have been around a bit can you take a look and see if im missing vital info or if this works.

How do you ensure the vitality of 20k?

That being said, in a sitaution like that, it's vital that you invest in a growing area with reliable appreciation- you'll need that equity to leverage if you want to grow. 

Give Ron Vital of Airflow AC and HVAC a call.

One valuable tip I’ve already realized is the higher-than-expected property tax on investment properties in the Indianapolis area, referenced by @Victor Tatyanin in a recent post (I was quite disappointed by this, but of course this is vitally important information!)