If your upgrading to a new property (larger home), job transfer or a extenuating circumstance of a life change, lenders will underwrite the loan as a primary in a make sense scenario. 

Normally this is my busy season with upgrading fabs, etc.

Once the renovation was complete, I helped the client with tenant acquisition and long-term rental management, turning the upgraded property into a sustainable income-generating asset.This project not only increased the property's value and rental income potential but also provided the client with a solid, long-term investment in the real estate market.

If its an older home w 2 wire service you’ll need to have PGE upgrade to 3 wire service.  

How much more will you get for the unit with the garage upgrade vs leaving it as is. 

And then if you want/need the fancy features, you can upgrade piecemeal.

Just set aside some for repairs and to replace worn out or damaged items.All houses will eventually need a new roof or HVAC system.We also have an upgrade budget.

i’ll buy & hold properties a mechanic shopkeep upgrading the businesses sit on reserves 

Quick question: If your cash flow is pretty low, what is your plan for upkeep, upgrades, incidentals, etc. 

Based on the improvements and upgraded cash flow the NOI capped out much higher so I was building both equity and cash flow.