Ceiling white (which is actually kind of grey if you look at it next to primer)Benjamin Moore grey owl is our go to wall colorSemi gloss ultra pure white for door and trim

It was intimidating to get started in an ultra competitive market but I found my "unfair advantage" was my flexibility to live in a up-and-coming area, put a low down payment on it, and add value myself.

., and @Chris Martin have stated it is slow going and ultra competitive at the moment.  

I don't know anywhere that is not ultra competitive and the cost of materials is not sky high and the reliability/availability of labor is good. 

Just like training for an ultra marathon where you run slow miles in practice, you should be taking a little extra time considering every opportunity.

It's worked for all of my clients even in really competitive, ultra-expensive markets like Beverly Hills.

So my question is what happens if 80% of your portfolio is generated when ultra-low financing (sub 3% interest rate) is still available.

The problem is, cheap funding is a thing of the past, as the ultra loose monetary policy from the FED is over. 

I fully renovated the first trailer using my own funds, and now the unit looks like a brand new home (ultra modern).  

Yes they do, look into it.Not sure what your unit mix is but Panama CIty appears to have some respectable numbers via aidrna, look at the numbers from 25th% to 90th% to see your best and worst case scenarios...Additionally you also have super high occupancy rate so for the interest of being ultra conservative, run your occupancy at 50-60% and see where that puts you with respect to the average daily rate...again factor in low and high seasons and then do the research upfront (before you buy) to be the best by studying the best a.k.a (top properties) and see where the opportunities are to not only hang with them but surpass them...at the end it's business not personal ;)