What kind of climate would keep you more productive? 

It's well worth the price in my opinion.If you have specific product questions their support rocks and I'd recommend their Discord community.

Yep, you can use a product like a debt service loan to close in an LLC. 2.

Terms range from SOFR +400 for a relatively low leverage note on note product to prime +200 with a 10.5% rate floor for note buyers seeking 75% leverage.

I founded First Access Lending to provide access where others can't.I can write second liens up to 80% CLTV on investment homes, sometimes with rates lower than cash-out loans, AND you get to keep the low rate on your first mortgage.The products are rare, so I'm not surprised to hear other lenders saying they don't offer them and/or recommend other products.Let's connect, and I can give you a quote!

I will likely focus on adding another long-term rental using DSCR product

Unless Cozy has started back up or another entity using the name with a similar product suite? 

Test drive the tech products - part of the BP pro membership is access to our amazing tools like Market Finder, Deal Finder, Rental Calculators, etc.

I would say the same for any financial product.

Read a bunch of posts and take notes.Grab @Avery Carls book, Short Term Rentals, Long Term Wealth - https://store.biggerpockets.com/products/short-term-rental-l...