The $20k went to permitting/zoning attorney fees, architect fees and other miscellaneous soft costs.Our zoning attorney came well recommended from other developers.

Hi all,I'm compiling a spreadsheet to help compare different potential out-of-state markets to buy and hold.Some hard and soft criteria include (1) job growth; (2) Population; (3) Diversity of Industry; (4) Housing Price Projections; (5) Landlord friendliness; (6) Real vacancy rates; (7) unemployment rate; (8) demographics (should target 18-64, am I right?) 

The doors and drawers are soft-close.

My hard cost plus some soft cost and a factor for my time.

Right now there does seem to be some "soft spots" in the market however, but it could be attributed to the holidays etc. 

Don't paint everybody with one brush.

I brushed him off for about 2 years and they are slowing buying everything up around me and I had no idea. 

Some of you who never troweled concrete or scooped JC out of a bucket or dipped a brush in a can of polyurethane act like your rental properties are harem virgins, and there are plenty of judges who don't know the first thing about property maintenance who are perfectly willing to back up any silly claim as long as a contractor submits an invoice.You don't know what you don't know if you don't investigate.

Some lenders also don't do credit pulls, or they only do soft pulls, but this seems to be a minority.Your other option is to work with a broker for your loan needs. 

Regarding bear: there was a case last summer of a fishing guide in AK who got charged in dense brush by a Grizz and was able to stop it with a few rounds from a pocket 9 using +P, point blank so its possible although not recommended (12 gauge with slugs, 30.06, .454 etc would be better obviously, but a .9 in the pocket is better than a bazooka in the truck).