Hi @Mindy JensenI had the same issue as  @Deborah Burian.

But you have to ask proactively, and be mindful of how long you stay in forbearance to avoid long-term credit issues.🔹 Insurance Challenges – Even when insurance pays, it rarely covers the actual cost to completely rebuild.

We are good friends but that's also not an issue for them because they are a dual veteran couple.

We also require that we be added to the contractor's insurance as Additionally Insured, so we're covered if they cause damage or liability issue.3) If the property is occupied:- One of our people MUST accompany their person (and we charge for this). --- We were sued many years ago, along with the owner, because tenant claimed owner's contractor sexually assaulted them!

The issue is cost.

He makes sure we maximize all deductions and have no issues.

I have had no issues finding renters for our units and have have minimal turnover.

I would suggest doing these separately however since you will run into issues with a partial release clause on a blanket loan.

It provides an opportunity to see what's happening in the units.You still have the ability to evict for lease violations, but your less likely to face non-payment issues. 

Basically, these are lands that technically qualify as Sending sites, but that have issues such that nobody really wants to build there.