Notwithstanding the exclusion provided by clause (F) of the last sentence of this paragraph, the term includes any creditor who, in the process of collecting his own debts, uses any name other than his own which would indicate that a third person is collecting or attempting to collect such debts.

Couldnt even speak a sentence... why fake an accent????

Typically there is a minimum liability amount that you are required to get for each house ( if you follow the next sentence).

Of course, we've all learned by now that "security" and "paycheck" in the same sentence nowadays constitutes an oxymoron.

Followed by this sentence: "If Montelongo’s numbers are accurate, and his margins are typical for this kind of thing, then he will personally pocket $50 million this year..."

Window in the shower is a death sentence, id remove it an put in a small vinyl window .

You said a whole lot in such a short sentence.  

I'm criticizing you for taking a ridiculously complex problem and treating it like you could solve it in a sentence or two.I only know a little more than the basics (not much), but I know enough to know that I don't have any answers and I'm certainly not qualified to claim I even know exactly what the problem is.

Thanks.http://www.justice.gov/usao-edtx/pr/collin-county-man-sentenced-151-months-multimillion-dollar

For an explanation on the Google algorithm update that tackled duplicate and low-quality content you can read about it here: http://searchengineland.com/library/google/google-...If you're unsure if your content is copied, just copy a sentence of the article, and past it into Google search with quotes around it.