I have my credit where it needs to be have a down payment saved of around 17k and looking into Host financial to go through for my first deal I am wondering has anyone personally used it and how do you like the company and the process thank you and looking forward to the journey 

Having graduated from BC myself, I understand the charm it holds, which can be perfect for the right person.

I personally am not investing at the moment. 

The owner was motivated due to personal circumstances and wanted to avoid the hassle of listing the property publicly.

If it's a consultation with him personally - it should be very valuable.

I haven't seen a lot of discussion about this topic which surprises me since I feel like personal finance people talk about HSAs all the time! 

HELOCs are generally provided to properties that are held in the owner's personal name.Are your family members not interested in refinancing the property?

Would you personally intentionally go out and do this?  

Conducted personal research.

IRS 590 also explains this.5) When you receive a distribution or otherwise get paid back, never take personal control of the money.