My first loans were at 9% .. 

There are services like Blockfi, Unchained Capital, and many others will will give you a short-term loan backed by your crypto assets.

If scaling quickly is your goal, DSCR loans are a great tool for the refi portion since there’s no 12 month seasoning requirement like conventional loans, and DTI isn’t a factor. 

Hi All, I'm in need or a reliable tool to use when underwriting short term fix & flip loans.

I just re-read and realized you're talking about getting loans for lien position 2, is that correct?

I have spoken to lenders about traditional financing and also DSCR loans.

Non conventional just means the loan will not be sold to Fannie/Freddie so they do not have to follow those rules.

Still, this is a poor time in the rental season and 1 months rent can be expected as a cost of vacancy (in addition to the cost to clean and touch up - $900) .Finally and I hope this is is the last one lol - Another tenant is moving out Jan 31st and this unit also requires a full cosmetic rehab.

If my spouse wasn’t opposed to moving I would try to buy a new house hack every 12-15 months and use low down payment owner occupied loans for as long as it made sense.

Do the math at a 6% loan rate.There's a reason many apartment buildings have been converted to condos and sold.