Now we're seeing major disasters in densely populated areas and insurance companies can't maintain their profit margins.

Total profit less closing costs and commissions will be about 42,500 each or 85k total.I would for sure get a construction loan, may be worth approaching 2 or 3 different banks and getting separate construction loans from different banks. 

If you are looking to buy in PA, its possible you can qualify for PHA KFIT program that gives you a 5% closing cost forgivable loan.

Mortgages are the last thing to default for a homeowner and appreciation has been so high in Canada that every homeowner who has purchased before 2022 has gained equity and could just refinance their loan over a longer amortization before defaulting.

They are a corporate housing company.

Assuming since you did any FHA loan, this was a househack?

I would get a slab/foundation company out there to take a look at the property and see what the quote is to repair it.

I started out with a great cleaning company that did great work but the owner and I were not a good fit, they cleaned well but she didn't like my over communication. 5.) 

Just hire a 3rd party company that takes care of this for you - worth every penny.

My question is when applying for the lease, most properties in my market are run by a management company.