What's the nature of that LLC, what's it used for currently?   

I'm not trying to rain on anybody's parade, but anyone who follows advice that is that general in nature and tries to do one of these, by advice from a post on a forum, is sure to find themselves discussing the deal with a nasty attorney on the other side of the transaction and in a very formal setting called a court room.I can not tell someone that you can climb into a piper airplane, put the key in the ignition and hit the gas and you will be flying.

After Katrina, those areas were returned to nature and redevelopment focused on areas that had done well during Katrina. 

You can clean up other aspects of title that remain later, including prior defects in the chain of title and liens, but the original deed and the nature of the interest(s) granted, do not change.

Still, I'm a naturalized citizen myself, and I would be extra careful with anything related to immigration.If your plan faces hurdles, you can allow your CPA to file your tax return as is with an intention to amend later thru another accountant.

The cash value is quite literally the policy owner saving up the death benefit over the insured's natural lifetime.

SubTo, by it's very nature, is FRAUD.

This immediately struck me as odd as I wasn't aware of any form of compensation to the PM for any maintenance related activities, just 8% of gross rent and 1-month of rent to lease the property, per our contract.Naturally I wanted to understand the nature of this arrangement, specifically how much mark-up is being charged, so I referenced a specific sewer repair bill from 2015 that was $2,600 and asked him if he could provide the vendor invoice so I could understand how much the vendor charged and how much revenue the PM recognized.  

When you run the numbers, there could be a scenario, on paper, where this makes sense cash flow wise, because of the interest only nature of the HELOC you have.

I'm naturally skeptical and was about to pass it up, telling myself that I probably wouldn't learn anything that wasn't already on YT or BP or in books.