Required good credit, adequate reserves, full doc commercial loan with a personal guarantee.  

The Co-Living Industry in the USA (2020–2025): A Comprehensive AnalysisIntroduction-living has emerged as a significant trend in the United States housing market between 2020 and 2025.

You could also buy a single family property that you can either fix and flip or house hack.

And you are wondering if you should spend lets say $125,000 on a house you have never seen ? 

You can allocate those proceeds any way you want - as equal down payments or buy one for cash and others with loans - It doesn't matter a bit as long as you use all of the cash and purchase at least as much as you sell. 

These names frequently come up in investor circles because of their reliability.Speak Directly to Their Team: Legitimate lenders will have knowledgeable representatives willing to explain their loan products and processes in detail.

They will likely want you to do all the traditional lead gen steps: cold call, open houses, door knock, etc.

People are not choosing the cheapest housing available.

Since you already have experience with both short-term and long-term rentals, house hacking a duplex could be a smart next move.

The most important thing is to ensure your loan is covered in the event of a loss.