Well, gentle people, I find myself up a creek without the proverbial paddle.And PLEASE FORGIVE my apparent ignorance about such a basic topic as my questions below.For reasons, which I won't go into here, I found myself 10 months ago, having to rehab 2 houses instead of one, and both turned up with issues not previously known or planned for.

This ADU will also be the interior prototype for small cottages for a larger Hospitality concept I would like to get off the ground next year,  This concept will also involve purchasing land so I will be leaning on the community when it comes to that point.This is my first post so be gentle please:)

New kitchen/appliances/kitchen floor, fresh paint throughout, ceiling and trim work repairs, replaced galvanized plumbing, new hot water heater, new garage door opener, new carpet, new interior door handles, hardwood floors buff and coated, and various city required repairs.

Starting with a camper will give me a gentle start into short term rentals.

I know this is really ignorant - be gentle.

Reduce your credit card debt - never mind trying to eliminate it, pay it down to a utilization which will boost your credit score.Oh, and pay it down GENTLY - a few good size payments, not all in one chunk.

Leave it to Gentle @Ben Leybovichto start a thread with a provocative title "Are most investors idiots. "  This post is an indirect response to his and no I don't have a website. 

THANK YOU for the 'gentle' slap therapy to just 'let it go'.

Whomever told you that you can only do it once or twice was probably referring to an engineered hardwood product (they have a thin layer of real wood over a thicker layer of particle board).If the floors are real hardwood all the way through then you can sand and refinish them many many times.If you're good about it, you can usually get away with a light screen/buff and re-coat instead of a full deep sanding.

okay keep in mind I am still learning  "so be gentle" I was watching a webinar by David I believe last week and wanted to bring my question to the forums to hopefully get it more explained for me... lets say I want to by a SFH and its my first btw its say 100k as it will be a investment property I would be required for the 25% down but lets say I have 50k in my heloc that I could use, being this is my first property would you put the full 50k in for the higher cash flow or would you go more over with the 25% down and go for the brrr and refi back out the investment?