“They're in very severe financial straits,” said Dan Heckman, a senior fixed-income strategist in Kansas City at U.S.

We received many phone calls, voicemails, emails and texts now stating how dire it had become and we were sent a email with a photo of mold in a petri dish.

If you're looking to hire repairs and take every penny back out when you refi you'd likely have to get an even steeper discount than 30% ... and in NoCo people know the market is hot and aren't willing to part with that much equity unless the circumstances are dire and you can provide a win-win scenario (quick close if that's what they need, all cash, etc.). 

.), but it behooves you to figure out the rules first as doing it wrong can have dire consequences if the deal fails or someone wants their money back early.

It is not as dire as you seem to imply. 

STEVE FORMAN   get off that fence STEVE  and join the party its the same as getting a strait flush you don't get them often but you will never get them unless you join the game .send me your email and i will forward you more info.

if you have enough carpet I wrap the carpet around the tack strip before I nailed it down then you have a nice strait seam that will look good if you dont want a transition strip

Mayor Rahm updated the system, which was in dire need of updates, and hence, the MUCH higher bills.

If I had followed the dire warnings about NPN, I never would have bought because of fear and that would have been a mistake.

It was surprisingly simple to create really ornate trim with very simple strait cuts.