I will say in addition to your post (and you did specify as well which is good) that a number of hard money lenders nowadays also will do long-term refis and they can do it next day such that the 6 month Fannie/Freddie seasoning wouldn't apply.

Sounds like I need to get off my butt and network then, obviously MLS, Zillow, etc. has nothing that will be of value in that range nowadays. 

Hey I’m curious as to what those courses are going for nowadays ? 

@Michele Fischer  We have nine rooms and mostly rent to mine workers or casino workers.

Not experienced yet, but I do believe you are on the right track when thinking of re-positioning your money that may have reached its peak in the Vegas homes and could be getting stagnant and considering the possibility of Vegas losing its uniqueness as other areas open up to the casino life, it may be wise to consider 1031 exchanges and move out of there.

NJ casino industry will likely see some dark times .  

But nowadays, all my CL ads get flagged within minutes.

They seem to lending on almost anything nowadays.

Nowadays, I profit from a strong understanding of title and application of the law in my state.

This wasn't such a big problem at the time, but nowadays there is a great deal of liability in construction.