Any amount that you are negative carries over and affect your overall Debt to income ratio.

Supercharger system is far and away best system out there.. there is no POS charge system its on your credit card and automatically billed.. my first 3 Teslas were grandfathered in and I NEVER paid to charge however all the early buyers still get the free charging.

Yep - your lender will be using an undisclosed debt notification service until after the loan closes.

But ultimately all tenants leave, all debt comes due, and you're going to need to backfill it, so who is that, what pool of tenants could you consider?

At least try to have all credit cards below 20% of the their individual limit.The first image shows the drop of 59 points and the second shows the reason, I forgot to pay down one of my Citicards before the statement closing date. 

I have no problem handling the debt with my overall income, but the bank is putting pressure on me to do something now. 

The reason is I want to separate my personal debt to income ratio from my real estate investing “business” and of course reduce personal risk. 

Buying quality assets with a larger amount down, making improvements, and paying off debt could get you there relatively quickly. 

.: Quote from @Chris Seveney: @Dana YobstBlows my mind how he is out there still teaching classes and going on as nothing happened but it sounds like these debts are not getting substantially paid down.As many of us know, one of the main reasons he's able to continue on is with the help of this other self proclaimed criminal https://weclosenotes.com/ep-nc-03-protecting-yourself-using-a-corporate-veil-with-aaron-young-from-laughlin-associates/ Using a remote entity to limit liability is a life blood of insuring investment into all types of job creating, life saving and life improving business development.  

Also gave me a debit card, not that I plan on using it.