There is a lot of good information mentioned in that stream and I'm grateful for the responses there.

Our commercial loans are based upon the exposure of the real estate, the income stream being generated from the property, and the probability of the borrower being able to refinance into permanent debt.

I know I have a lot of equity in my first home, but I am also reluctant to sell knowing that it can continue to increase in value and also the nice income stream.

@Ethan Morgan Good way to have another possible income stream, just weigh the consideration of sustaining it and how much value you can truly get out of it.

Owning houses or apartments is an excellent part of any investment portfolio and holds an opportunity for a steady stream of income, in addition to a nice profit when you sell.

This should help alleviate the bad blood at this point.

I would love to create 8 streams of income.

We wanted to create our first passive revenue stream and thought a deal of this size would be a perfect fit for us to start and learn with.

There is no reason to hold.If you want to hold you must calculate the estimated cash flow based on a hypothetical 100% financing to determine if the cash flow is generated by the property, your equity/cash or a combination of both income streams. 

Good providers spend a lot of time developing relationships with a number of professionals, from wholesalers to agents, to facilitate their inventory stream at a price that allows for them to make money while providing a solid investment for clients.