Keep in mind focus on the monthly payments, not the total balance.

With a growing energy and financial industry, Houston continues to attract high-level buyers looking for a balance between urban living and tranquility.Dallas-Fort Worth: The Dallas-Fort Worth region is experiencing a boom in luxury properties.

It's a balance between immediate growth and long-term security.

There is normally more of a progression as lenders will look for an improved  balance sheet and track record.

The 'sales price' is $600,000 (any outrageous number), but the balance on the sales price (600k - 12*2000) is due as a balloon payment on month 13.

You likely want someone with different or even opposite skills and strengths as yourself to have a more balanced approach.

I haven't touched it since, my HELOC balance is ZERO.

Focus on properties that align with your financial independence goals and be prepared for market fluctuations.Your strategy of balancing cash flow with capital appreciation while aiming for financial independence is sound.

Here's a summary of their experiences:In Las Vegas, the government pays about 80% of the rent (depending on the tenant's income) and the tenant is supposed to pay the balance.

Tenants are still willing to pay more for high-quality spaces, creating a delicate balancing act in the market.