If you haven't closed, then you could seek a different lender who would accept the appraisal.

The part I don’t understand is why am I able to do all the work myself if I was living there for 2 years and there’s no issue, but if I’m selling before then it’s no acceptable?

At this point I cannot review the new application I received and I am unable to respond to the new applicant to either accept or deny their application.

Not what the seller is asking.You may have to make 100 offers to get one accepted - the easy times are over!

For example:  I accepted a woman and after she checked in, she said that she would be "cooking up a storm" for her elderly father. 

In this situation should I accept the ex-husband as the guarantor and screen him normally like the rest of the applicants?

Since they have been good residents, they can stay as long as they like, but we are not accepting applications for new section 8 residents. 

hi everyone,I just got accepted for a property and looking at the estimates, the closing cost seems a little high or is it just me. loan is for 68,000 at 6.625 interest rate.

Check your state laws as to whether you can accept SDs into Operating account and transfer to SD account or if SD must be directly deposited to SD account.

Depending on your level of income from those investments, you could be better off biting the bullet and accepting the ordinary income classification while exploring SE limiting strategies like forming an S-Corp.