For example, we cannot find a good deal in Houston on the MLS to save our lives, but in San Antonio there are a bunch. 

The loan is with you, not with your tenant, so none of that means anything to them - in fact because you live in one unit and it's under 4, if you were self-managing you don't even have to abide by fair housing laws (at least on the federal level). 

And this is coming from someone who sponsors private deals for a living!

I used to live in Tokyo for 6 years and would like to find a reason to go back more regularly but let me know if you want to connect!

I too live in Asheville, so Sapphire was closer than Cashiers and Highlands.

Those that own it can be harder to sell as the cash flow from the business will cover the debt service for the business, but not for the real estate.Example: I had a very high-end assisted living facility on the market. 

That’s the reality of our lives these days.

@Benjamin Goodman gives a good example referencing live in flips. 

I realize people are trying to make a living, but anyone who cold calls me is the last person I'd use for any transaction (plus I have people for that!).  

. - My wife and I are 33 living in SF with $250k in cash & $250k in other equities. - $6k/ month is our freedom number from a W2- Buy & Hold MFH is our plan (turnkey with PM in place)- This quad was built in 2024 and we're able to secure a 3.75% 10 year rateHow's this deal looking or would it make more sense to go another route?