Probably not, but don't assume it's the same as the residential units.I think 5% on a commercial loan is optimistic. 5.5-6% at least.Insurance might be a low considering the property value and the fact that there are commercial units (more foot traffic, more chance of something bad happening).What about heat and HW?

I had one colleague visit from OC and he did not enjoy the traffic and hustle and bustle of The Village.

I have found this drives a lot of traffic to your phone.

Would likely get some greenbriar traffic as well.

If you're talking a family+kids or 3 to 4 other people living in a 3bed, having a ton of extra foot traffic is something to take into consideration.

As an example, if the FSBO sites account for 40% of all real estate traffic, and your target market is 12% of buyers, you have effectively reduced your potential audience to ~5% of all buyers (100 * .4 * .12).A better way to proceed is to get a flat fee MLS listing, where you pay an upfront fee (e.g. $200) to an agent to place your home on the MLS.

Didn't read all of it.Business brokerage is only the business.When you have a building you own and the business the value is different than buying just a business with the lease structure and rent increases.The appraiser will value it as if a lender had to take the property back the bank is NOT going to manage it themselves.A small percentage of buyers might but not a majority.So the bank underwriting the loan is going to plan for the most probable set of circumstances and be on the safe side with their assessments.If you want to do some owner finance with money down to replace your income with a cash out at a later date that might be possible.Many deals are happening that way.Lending standards on businesses have tightened up leading to owner finance and this is also with real estate property as well.Not many want to put down the cash or meet the requirements the banks are dishing out.So I hear your arguments but the people lending the money for the buyer will not care.If you want higher money go owner finance (within reason) but if you want it all now expect a much lower price.With businesses it comes down to how old the equipment is,is the business seasonal (the owner is showing strong books for half the current year and then sales plummet),is the lease fixing to rise,are the streets fixing to be reconfigured to reduce traffic flow,is nearby new businesses reducing returns,etc.

SP is about 15 minutes from downtown via 99, subject to traffic whims of course.   

I listen to them while stuck in our wonderful traffic. haha.

A 2 hour drive from LA will take him clear through Riverside out to Victorville, Palm Springs, or Temecula. 80% of the market will be closer to him than that.Of course, traffic makes things worse, but the beauty of living near the coast and working inland is you're going the opposite direction of most commuters!