I get one low life after another with evictions, criminal histories, low income but thinks they can afford it (75% of income on rent), they are going to pay the landlord who evicted them from their first apartment three years ago back even though I have had all this time to do it and still haven't, he evicted them after their first month it wasn't their fault, I'm innocent, blah bla blah. 

Right now he is flat out telling you he may not be able to afford your unit.  

The fact that you're asking tells that you're interested and of course its very affordable to buy...maybe even more then one at a time.

There are the three T's - Transportation,Transportation, & Transportation.

I like to compare my actuall Real estate board stats to what they say, I find its usually cherry picked data.If the Toronto Market starts to fail the ripple effect will start to been seen on the outskirts of the GTA first and foremost, as those values are based strictly upon lack of affordability in the city core.Most cities with their own economy will weather the storm with ease and see little to no negative effects, Brampton, Missisauge, Cambridge, Hamilton, Kitchener and similar areas will see mild stagnation if not slow growth.Places based purely on accessibility with little employers in the area will get hit the hardest as the Toronto market slows down or sees negative appreciation people will buy in the city core rather than an outskirt.

In Sacto area condos seem to be most affordable as long as HOAs fees are reasonable range and rents can cover them.

It seems that in the city there's not much opportunity for affordable starter investments, I'm wondering is there's anything on Long Island?

Welcome to BP and you will find great education here... besides some great people to learn from.You need to be clear on what strategy you want or can afford first, buy and hold, fix and flip, lease-option and how much cash-down or friend who can help you put the money together.  

But when it cratered oh man.. these folks had no reserves they could not afford a simple turn over they were totally under capitalized and as we know turn key operators in those days did not sell A and B class so the assets just did not perform on a razor thin budget and then the defaults happened.. and there you go the ugly cycle.

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