What are my options at this point as a landlord?

You shouldn't need any umbrella insurance with Proper since they offer everything in one, but you have the option to up the liability as well.  

I know this is a long post but I really appreciate any guidance and help.Anyone in Ft Lauderdale/Miami area who knows a good contractor, I am still open to that option.

There are so many options out there when it comes to joining a firm and online you can't get a real feel of what to expect.

I'm considering options to replace the Task tool.

Hi @Mo Nueman,Depending on what exactly you're doing/looking for, there are a few options.

Do you lean towards traditional mortgages, private lenders, or creative financing options?

I’m not sure what my options are here.

If you're worried about break-ins, then you need to secure it.We give our clients several options, including removing & storing the mechanicals to avoid theft.Also, check with your municipality to see if they have any requirements.

Jackie In general, condos are often seen as a better investment option compared to co-ops because with a condo, you own your specific unit and can have more control over its value and potential for appreciation.