I continuously run into banks turning me down & costing me unnecessary stress and fees!

Don't try to get over on people just to steal an equity - these folks have problems.I'd say it is OK to talk to them and give them some ideas to help their situation - but be very careful that you are not accused of taking unfair advantage of someone in a bad stressful situation.There are better deals out there -

It took a ton of money and stressed me out big time.

But this one seems like a great flip opportunity, especially since it is out of state (avoid some headaches and lower the stress factor). 

Click the green button to search members (best way is around a zip code for local members).  

A good tenant that doesn't cause stress is worth A LOT!   

If you're like me and don't, not even a little bit, the stress and risk and headache that would come with doing a BRRRR would by no means be worth the higher monetary return. 

Perhaps you can make a button to click  by alerts/keywords  for those who would like updates of the next podcast or webinars.  

YOU ARE CORRECT - - date of death should be the date of the appraisal;  it's stinks that this occurs at such a stressful time. 

But:long version:-you need to be a people's person-you need to not stress a lot-you need to look long-term (10-20 years)-you need to know the locale street by street/block by block- you need to know the neighbors-you need to know the local HA (make or break!!!)