I've updated my contract that there's a deductible for each instance of 20 dollars, but I'm not sure that's smart?

There is no doubt that those things become important at a certain point, but as Ryan has pointed out, it is not always practical or smart to start with there, especially when starting at zero.

I think you have to be smart specially if its your first time buying a property.

Just because you got lucky doesn't make you smart.

She didn't even have it listed on the worksheet - thank god I'm smart & did some following up myself.

The engines are very savvy to spam sites going after major keywords and they have plenty of technology in place to slap someone around.

But im smart enough to know a general idea isnt going to cut it.

It might be smart to wrap it and wear knee pads if your working on your knees.

The key is to generate a return on your investment every month, not just after three years of waiting to sell...While it's certainly possible that your investment property will increase in value by 6% each year, it's also possible that it won't increase at all for the next 5 years, or maybe even decrease in value.But, if you're smart about what/how you buy, it's possible to make much more than 6% per year on whatever actual investment you make.

I don't care how old or smart you are -- if you have a single trusting bone in your body you will get taken for something, sometime, and usually more than once (though not in the same way or, hopefully, by the same person).Knowing that is how I am, I try not to ever bet the whole farm and therefore limit potential damage.The pain to my pride, however, always seems pretty depthy, if I may coin a word.