I have made contact with another employee who has tried to help answer questions and such, but still very poor responses and customer service. 

The one i currently do a lot of loans with lend on 1.1% of the debt service. 

They are negotiable with their price we are thinking anywhere from 160-180k with an after-repair value of 270k.

Once you have that repaired, get annual termite treatments with a warranty and don't sweat it.

My name is Mei Bae and I am a Houston Realtor with Keller Williams Metropolitan.In the near future, I plan on getting my Illinois Realtor license and service the Chicago market as well!

Quote from @Sean O'Keefe: Following - I'm based in California Hi Sean, can you give me more information on your company an d what services you provide? 

Hi @John Morganto qualify as real estate professional here are the tests:Perform more than 50% of services in real property trades or businesses (“50% test”)Perform more than 750 hours of service in real property trades or businesses (“750 hours test”)Materially participate in each rental activity (“material participation test”)what I believe @Jonathan Bock is alluding to is the IRS is pretty strict on these tests and your wife will be expected to substantiate her material participation.

The HOA's never saved any money to fix or repair anything. 

Freddie Mac has similar language in their servicer guidebook as well. 

I’m no longer a fitness instructor and I’m full time running our Airbnb business and I know I can achieve my goal of being a millionaire by 35 yr. old.It wasn’t always easy and it certainly wasn’t “passive” but just like any business, you go through those pain points and obstacles to develop your product, systems and services so that you are able to create the lifestyle you want.