There’s a difference in terminology if you want to get technical of taking over a mortgage and taking over the payments of the mortgage.

How long it takes to be financially ready is different for everyone.

It may look very different.

I noticed a difference in neighborhoods and wondered if a map for neighborhood classes ABCD was available.

Also, you can always cashout refi them AFTER retirement and get that money tax-free (until you sell or transfer via inheritance).Recommend you read The Millionaire Real Estate Investor, which shares the plans of several different investors.

So not sure if this makes any differences for tax reason buti was thinking of using my 401k money as a loan towards the down payment for a multifamily rental.

But the official position of the IRS is different. 

Since following Robuilt and listening to numerous podcast, I developed a new vision for an entry point into the game.

Depending on your tax situation the timing of that deduction could make a big difference especially for rental property because there's no phaseout on deductions like there is for itemized deductions for your primary residence.

I’ve been interested in it for a very long time and have attend seminars and read up on a few different ways to go about it.