His lending terms are less stringent than mine, but he's also taking on more risk for the added return.

Phoenix, AZ - Tempe, AZ - Las Vegas, NV - Dallas, TX - Houston, TX - Chicago, IL - Atlanta, GA - Sacramento, CA, Los Angeles, CA.Working in real estate as a Realtor has been a dream of mine and I've finally decided to take the steps.

Till this very day i only did that one deal in real estate but for some reason my heart is telling me to go for gold.

So to me it would be mine as the buyer.   

A seller that's a good friend of mine desires to sell her home for what's owed. 

fyi...my current focus right now is driving for dollars, preforclosure door knocking and craigslist, just scouring for leads and distressed properties. i have a growing list of vacants and a meeting with the TLO rep on monday, i need a good "cheaper" way to skip trace, one of these coals will be a diamond or a nugget of gold in an acre. 

Thus, we have reached out to a few friends of mine who are interested in investing with us. 

The difference is mine were all in parks with no land.

I had another PM of mine pick the keys up that day.

So my household income (my spouse and mine) is good enough (above $75K) to get money from hard money lender but my sole income is less than $30K/year which derives my question whether I can get financing easily considering my household income and if I have enough cash to put up front for a deal or does my spouse's name have to be on the deal as well?