Food disposal - definitely think about for next tenant... get rid of it.

Your insurance company is going to charge you accordingly, and you need to adhere to whatever local/state regulations there are regarding pools and pool safety, and picture/document everything.

Also there is a Mariano's and Whole Foods near the express way not to far as well and those two stores are always in good areas.

I would have to buy food for me and the dog, and pay for utilities.

Having a value add component besides raising rents, provides additional safety.

Then you get to keep your 13k as a safety net/reserves for the refi:) Plus all the while creating a relationship with lenders for the next go around! 

There's also a vibrant food, music, and arts scene.The joke nowadays is that no one in Austin is actually from Austin, and I think that there will continue to be a large influx of young, skilled workers that will drive prices around these areas up.

(only applies on 3-4 units)- do you have 3 months cash reserves after down payment and closing costs (unless if you're getting a huge lender credit to pay all your costs) - only applies on 3-4 unit properties- health and safety issues on the property?

You gave me some food for thought there.

If the bank is taking a hit they want to be able to write it off as a place for someone to live in, not for someone to make a profit on.You are essentially asking "Why can't I go to a soup kitchen, take the free food and sell it to low income families for a profit"?