need suggustion on how to refinance, after a rehab

[Dennis O. Evans]

hello bp

I found this house I can purchase for 40k it needs approx 20k to rehab. I am looking at approx 65k when rehab and purchase is completed.

I have a 23k unsecured loan, 13k my personal cash, and 47k in credit cards. I was going to buy and rehab this house with the unsecured loan, personal cash, and credit cards.

What would be the suggestion to get the money back that I invested to  rehab and purchase,being my debt to income is to high to refinance?