Rather than fight this in court (and I DO have a no smoking clause in my lease), I waited until their lease came up for renewal and sent them a non renewal notice.

I am fighting this government robbery.

HOME PARTNERS OF AMERICA,BLACK ROCK INC,KKR,PATHLIGHT PROPERTY MANAGEMENT POISONED ME WITH TOXIC MOLD AND DONT CARE*I'm fighting this with the same treatment as if I had cancer

any input on me holding out at $417k or fighting for a discount?

I've heard the hotels and resorts are funding locals to go fight the vhr applications.  

They will fight it, only because it will be stressful and they won't be able to move the hoard easily. 

After fighting with the branch (for a month or more) that originally set up the account, I called customer service and they immediately told me that the wrong account was selected and changed it to the "correct" account.

You really don't want someone that fights you on the front end to be your tenant.

It wouldn't be that extreme, but it's likely they won't know what you're asking for because most banks and credit unions don't use DSCR products; even if you're speaking to their VP of lending not to mention the hassle and time suck of getting in your car and fighting traffic as you drive to the local credit union. 

With those factors, it might be a little more difficult to fight financing, not impossible, but trickier.Any work you can do to find good referrals in that area will be great.