It’s a short term juicing that can be helpful to stave off an economic slowdown but is not and should not be used long term.

Yes, I've seen it change in the last couple of years, I had a lender that is a veteran credit union that used to offer them and they stopped.I am W2 employed and have a company on the side for real estate mainly short term rental.

The Earnest Money shall be refundable under the terms to be specified in the PSA.Due Diligence PeriodThe Buyer shall be afforded a due diligence period of [Number] days commencing upon the full execution of the PSA (the "Due Diligence Period").

@Emma Hustiswell, they're separate - you'd negotiate the price and terms with the seller, and now that's your mortgage payment (principal and interest, or P&I)then, you plug that mortgage payment in, as an expenseso, use a mortgage calculator first to generate the monthly payment, based on the seller financing termshope this helps

Can the lender "blast" you for following the terms of your agreement?

I keep wondering about insurance, vacancy rates, if tenant selection is a bigger/ different factor, terms of the tenancy and differences in opex and capex?

The truth is that any business can lose money in the short term and long term. 

My options are:Sell: Maximize down payment in NC, reduce debt.HELOC+Rent: Keep NJ property as an investment, rent for potential $3,300/month.I'm interested in long-term wealth building.

Our combined expertise and strategic approach enabled us to negotiate favorable terms, ensuring a successful fix-and-flip transaction for Partner Driven.

But you can find ways to minimize the amount of contact you have to have with them when they start to become too big a headache.And at this point, it would be easier to just turn it over to the attorney and let them deal with them for you.In terms of burnout, it happens to all of us.