Even while making excess payments on student loans, I have been able to wrack up 15-20k on the side as a cushion for worst-case scenario in life.Now I am at a crossroads, do I want to dump most of that cushion into my student loans or should I invest in RE?

Or you can move to larger commercial properties with your excess cash as a down payment.

If you haven't fixed the reason why you are in excessive debt with cards.

As an executive in healthcare earning an income well in excess of six figures from my job plus REI experience is in dispensable.

The excess, if any, goes to the borrower.The one time I did have a default, we thought we had a strong value position.

Since the relative percentage of capital contribution to your common LLC must remain constant amongst the members, be sure everyone contributes enough excess capital to hold as a healthy reserve in the LLC.

I ran the numbers on it a couple of years ago, and heating with gas vs. electrical resistance heat is 1/2 the cost for fuel.

Is there an excessive amount of investors in this area too? 

The money I gave him probably fueled him all the way to Canada. 

As boomers migrate down from the cold belt states it keeps fueling growth.