Credit scores jump significantly run you are under 50% on both ratios, jumps again at 30% and really jumps when you hit <10%.3) to improve utilization either decrease balances or increase credit limits. call companies and ask for credit limit increase.4) don't have lots of inquiries. don't go hog wild and apply for many credit cards. inquiries last on your report for 2 years. too many and you get hit negatively.5) crazy as this sounds an installment loan will improve your credit score while you are paying on it but when balance reaches $0 you credit score will drop. you no longer have that mix of credit in your calculation which is why it drops.6) mortgages will improve your score. the calculation assumes anyone with paying mortgage gets bonus points so you score is greater than someone with everything else equal.7) let your credit file age.

Instead of a HELOC which would put our home in jeopardy if we could not pay, we instead went with an unsecured line of credit equal to one months' salary.

All thing being equal, tenants will go with all bills paid.

CPAs are definitely not created equal.

And I never said that increased immigration doesn't equal increased costs.

Not all areas in any state are created equal.

•Increased depreciation rate over 15 years, which equals a major tax advantage.

Your wife should insist on equal pay for equal work!

How many rands equal one dollar?

You will be amazed at how dependent you are on Chinese products, and you will be equally amazed at what you can do without.