They typically are yes - you would likely be looking at a step-down PPP so for instance on a 5/1 ARM loan it would be 3%-2%-1% in the first 3 years and then the remaining 27 years will not have penalty. 

For example, San Antonio or Phoenix have had astronomic rent growth(think 20% +) in last few years, but projected rent growth in 2022 is still in the double digits even with rate increases.

I have also heard of Digital Credit Union but not sure of their seasoning requirements.

We have upgraded the baseboards to hydronic, and upgraded the old mercury thermostats to digital, and added insulation in all areas, which has helped to reduce winter time electric bills, but tenant turnover remains high due to lack of summertime cooling, and high wintertime electric bills (electric bills range from $50 to $400). 

Cincinnati is a great city and you can easily hit the 1% rule if not better. 50k down payment will get you a turnkey SFH that will cashflow as a long term rental, and most of the zip codes here are growing in the double digits appreciation-wise.

I live in Tijuana and haven't seen anyone using digital signatures yet.

They notified me that also the thermostat is broken and they aren't able to set it to a reasonable temperature, this is not good since as the landlord I need to keep the heat at a certain temperature (Right now in Maine temps are in single digits).

Links:  Houston armed arsonist killed: Evicted tenant smokes out property manager and 2 others and shoots them to death, HPD says - ABC13 HoustonEvicted resident shot, killed after intentionally setting fire to multi-rental property home in SW Houston; 3 residents dead, police say (click2houston.com)

If the answer is no, then again it would be inappropriate.If everything is truly separated at arms length, then you could make an argument to the insurance company that a third party project manager is needed.

We have contemplated renting our home out when we are out of town using the property, and if this works we hope to acquire two more in two years.We want to use one of the pricing services to automatically set prices, since we are in a seasonal market.I personally work in technology and digital marketing, so I'm familiar with all the "Enterprise" versions of these automation tools.