If you've gotten 100k within 2 properties I would suggest a cash out/refi and lock in the lower rates for a decent period while allowing you to leverage your money for additional investments. 

That said, it's a decent leveraging position to be in if the seller is motivated. 

Do you currently have a job you like and you can earn a decent income from? 

Decent brokers will out perform most wholesalers is what I see.. they have better title company contacts and we can all only move as fast as the title company moves.. so thats simply not true.. 

I’d rather keep risks minimal and buy upscale properties, even though it sacrifices a little return, as long as the cash flow and ROI are still decent.

If you do not create interest quickly, you likely will lose your prospect's attention.Fear - seems to be the consistent reason many have not developed this invaluable communication skill.Tip for you - Starting any conversation with a simple Hello.Cheers,Jeffrey BaxterPS  Love to share my story as well with any that has an interest.Goal -  Looking for small multifamily residential properties, that are in a decent community, in any state.

Then see if they would cash-flow decently if you paid that price for them.

So, I'm wondering if I should just grab a property that has a decent cashflow, but in an area with little to no appreciation or continue to wait it out in an area that is more known to appreciate. 

The top unit is decently renovated and rented until July 2022 @ $1400.

My thinking is that with so many markets, I can find decent one with newer properties and not deal with older homes problems.Thanks