@Mark Creason, they are charging about $1500 for this service which includes a year of working with a corp. credit coach, routinely checking and correcting any errors in PayDex score and connecting us with lenders who will lend to a real estate business and will report monthly to the top 3 credit bureaus. 

For fun I go to this great karaoke bar in my neighborhood, belong to several social meet-up groups and try to at least one thing a day I can only to in Hawaii, to make sure I appreciate living here and don’t get too lost in the normal routine of working, eating and sleeping.

I joined Bigger Pockets a couple of years ago, however have just started to make it a part of my daily routine. 

He would be nearly putting in making sure that it's tilting the right way to drain properly and put up the cosmetic molding.  

is a routine exam question here.  

The house is also in an up-and-coming neighborhood, and is likely priced too low simply because of the nature of the house and due to the fact that its not in great shape cosmetically. 

Things like legal, accounting, vacancies, advertising, routine maintenance.

You're doing cosmetic stuff, not rebuilding the house.

The house needs a real good inside/out cosmetic update, maybe some walls modified etc.

He's offering $300k minus the repairs he sees are critical, not cosmetic.