You'll want to make sure you structure the language in the correct way based on what you decide. 

maybe even being a full time agent might be a new career path, Im only 24 years old.

I understand it that you have to live on the property for the first year correct?

@Johnny Thompson You're on the right path.

The total credit card debt I have left, i've calculated that it will take me 6 months to pay the rest off if I budget correctly minus my student loans which the interest rate i have it super low its like $100 a month.

So, if it goes back to the bank the HOA may get nothing, correct?

Correct me if I'm wrong, Brian.

@Jonathan TwomblyYou are correct as chart above is almost two months behind.

I know everyone hears BRRRR so much on the podcasts that they come to believe that is the only path to success.

At this point, I'm pretty excited because I now have a computer program that not only automatically gathers data on distressed properties, updates monthly (automatically), but it also gives me the mailing info I need and formatted correctly to be sent directly to the printer I use for mailings.