As to financing the rest of the deal - you are right you'd be very hard pressed to find a lender willing to jump in on that deal. 

It only costs about 18 dollars a month and if worse case scenario (fire, flood, theft) happens, the tenants are not left out in the cold and/or holding you the owner liable.

Then there's also often a financing contingency, but you have to have put forth good faith effort to obtain a commitment, etc. so there is very little room for "cold feet" or opportunity to walk because your lawyer wasn't comfortable with terms of the contract.

Or maybe he's getting cold feet and trying to find a way out.

They stay outside all day "except when it is cold or raining".So the dilemma is what to do about fees.

It had not been cold enough to use the heater until this point, and I would not have shown property was I expecting a shrieking heater system in my house.

Also, if you buy something around 225k, you'd be hard-pressed (imo) to get even 1% rent on that.

I was going to pull the trigger on a couple in Spokane, but got cold feet.  

Looking for new deals (cold calling, driving for dollars, MLS serarches, hand writing yellow letters) 4+ hours a week on this right now as it is top priority. 2.

I then placed the handwritten white letter in the copy machine and placed the yellow lined paper in the tray and pressed "copy".