It would depend how risk adverse of a person you are and what your net worth looks like.

You’re able to minimize exposure to risk of market shifts and regulations changes and still make a good return on your minimal investment.

I’d try to get the guy to carry it till it’s paid even if it meant a slightly higher payment .

Specifically in creating a proforma to determine which of the available size and construction options makes to most sense from a risk/return perspective.

There is always risk... but I’m tired of leaving my money in a savings account earning no interest.

Why do large companies or developers look to the little guy to give up or take the risk for them? 

It’s not worth the risk.  

I figured I would appear as a low risk to a lender, but I've been shocked by crazy stuff before, so part of me was concerned.After doing some more research, it looks like I need to look into a "secured loan". 

I don't carry my mouse with me often, but if I want to edit or update my profile, I need to use the mouse, Not sure why, but this worked for me.

If a property is properly winterized is there much risk of further damage due to freezing?