When I reflect on my life, the relationships I have developed and the people I have helped are what hold value.

If your DT was recorded first then it extinguishes anything recorded after it (mechanics liens are a little different if the lien reflects that work was done prior to the recordation of the foreclosed deed of trust, then it may not be extinguished.

Jones vs Jones reflects a civil matter. 

Regarding another posters experience with the inspections, AFAIK, those inspectors are not apart of the company so it should not reflect on JCF.  

More often than not the negativity is a reflection on that person's own life than what you are doing.

But your student loans are a reflection of your high paying salary (optometrist!)

The BP community of landlords are simply a larger control group that simply reflects my experience with the landlording/PM businesses.I'm inclined to believe number 2 since I have 3 lawsuits, each one I have won and I collect.

Thanks @Jay Hinrichs and @Chris Ambrosio     I also found the following online-seems a good summary of risks and legality:  http://www.johntreed.com/dueonsale.html   But I have a simple question - how does one get the payment coupons to come to a new address and isn't this something that would naturally reflect a new payer on the note?  

@Jonathan Dick    as I reflect on this and since I am a NMLS licensed mortgage banker ( currently inactive) in Oregon.I still take all my CE and one of the big components of CE is the predatory lending that caused the huge melt down..

Also, I would take some time to reflect on what transpired and see if you can use this experience as a way to strengthen your tenant screening process.