Are there any banks who don't care much about the chapter 13 if we can show the equity, our incomes, our cash, our credit scores are good, and our payment history are all good? 

I would suggest that you rent the property and consider using a property manager who can finance the improvements for you up front and be repaid out of the rent so you can have passive rental income over the long run. 

By increasing usable square footage, I was able to re-appraise and increase the value of my home by an additional 460 square feet of "livable space" and force the appreciation of my property's value.

What are your expenses compared to income?

(It is more costly though)     I gave my cpa my income & expenses per property he said that’s not enough.  

Existing 240V outlets shall not be used for EVSE charging without a review by the Landlord.The following additional rules apply to Level 2 charging at the Property:Only EVSE which are approved by Underwriters Laboratories (UL) are allowed to be used for charging EV at the Property.The EVSE shall not be left exposed to the elements unless it is expressly rated for weather exposure.

We'd like to seek a construction loan to complete the build of our new home - does anyone know if a typical real estate rental business plan would be sufficient to show potential income increase? 

Also, focus on 2 years of job/income stability.Class D Properties:Cashflow vs Appreciation: Typically, all cashflow with zero or negative relative rent & value appreciationVacancy Est: 20%+ should be used to cover nonpayment, evictions & damages.Tenant Pool: majority will have FICO scores under 560, little to no good tradelines, lots of collections & chargeoffs, recent evictions.

The voucher amount is based on factors such as the applicant's income and dependents so not everyone has the same voucher amount.

Additionally, her house is cluttered and the floors hadn’t been vacuumed or swept in months, so I  am suspicious about her claims of tripping safety and splinters.Questions:- Are her concerns valid complaints?