The primary driver for any challenges in the past was not enough reserves or aggressive debt. 

So, the seller finance would be to the estate which may need additional funds to settle other debts.

But the original debt, the $100k, is usually not.)

Your calculation does not inherently account for liens, mortgages, or debts.Offer Price and Debts: Generally, the offer you make to the homeowner is based on the property's value and the cost to repair, not directly on the homeowner's debts.

Some people are debt adverse and having a mortgage free place is better.

I'm having trouble finding any better deals and even with the new addition (flood insurance, wasn't expecting it) I feel like I can add some value to increase COCR.

That's great, looks like a great return.A couple of questions:-Did you find additional benefit in financing the deal in straight cash? 

What I mean here is that many people deduct their automobile expense in Line 9 – Car and Truck Expenses…..and you might be correct that itemizing your automobile deductions might allow you to get a HIGHER deduction when using this line….but your lender cannot add it back to your income!

Feel free to DM me with any questions and I'd be happy to share some additional insight. 

Additionally there are some great facebook groups to advertise on, the biggest one being "Travel Nurse Housing - The Gypsy Nurse."