(like 10k+ closing costs quoted from multiple banks for a simple refi)Insurance in the 300 per month range vs 85 for the same property if it were held privately.Town taxes such as water/sewer/property are billed at a higher rate.Plus more.So, what I am thinking of doing is:a: quit claiming the deed into my personal name.b: adding a million-dollar liability policy to the standard dwelling/fire coverage to protect my assets.

You can get a 30 yr fixed loan at a low rate, and multiple tenants to spread your risk.

Our goal is to develop multiple streams of income that will result in financial freedom. 

Any real estate agent can give you that (their Multiple Listing Service tracks it for them) then I would segment the data into $15K pricing increments.

(I've done extensive market research, re-ran my #s multiple times, and just spoke to a friend who lives 30 minutes from the area and she confirmed it's a good area with a strong rental market.) 

I am friends with multiple real estate agents and have a local bank that is great at underwriting for young up and comers.

I know there are multiple benefits of having a well seasoned real estate agent that works with other investors.

Just me but if I'm paying that kind of money it better be a full-time property management company with multiple properties and references...

Regarding  multiple LLCs that starts getting complex and ads costs.

@Kaleb CarstenI would recommend screening multiple managers.