If you're talking about the bannister you need to go to a supply house. 84 lumber is a national supply house, I'm sure there are many of them in your area.

Maybe form a corporate entity and contribute the property into it with all of you as members.  

We are 28 minutes from National Airport, and 36 minutes from BWI.  

One of those things to consider is forming some type of corporation or a LLC.  

Most of my loans starting out were with a local credit union, they new me and my brother when we walked in the door which felt good  We did get some special treatment (loan modifications instead of new loans being issued) but that all changed when the individuals we were working with went to corporate and we had to start over...  5 years ago I would have told you that credit unions are more flexible however I have moved more towards business loans (instead of home equity) and many credit unions do not have a business division and others are new to it and are still learning the ropes. 

Typically you will have to register as an out of state corporation and that cost can vary, but there can be serious rewards depending on how it's done.

Is your wholesale business a corporation?

Once you get into investing in non-owner occupied loans is when USAA and Navy Fed, much like many of the other big national banks, become less appetizing.  

As far as small investors, since 2000, LA is number one in the nation (sfrs) for total returns cash flow plus equity.

Look at BB&T Commercial or Yadkin Bank (now part of First National) - or Peoples Bank.